Why You Would Flood Insurance

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If you're staying inside your home, unplug all electrical equipment. Plugged in equipment could electrocute you during a flood if for example the wires are cut open by the rushing wetness. If you don't have time for this, keep clear of electrical equipment that is wet and also TOUCH the application.

I received my acknowledgement forms from FEMA along with my flood insurance Claims Handbook. I perused it and found something very disturbing. On page 2 among the insurance claims consultants Claims Handbook under "Tips" it reads "[m]ove any valuable items out of the basement. Flood insurance only covers items normally within a basement, such being a furnace or washer and dryer. Personal items have no coverage." It's not even at the top of the list. It's the third item listed.

False insurance claim is another health-related fraud that efforts to victimize insurers by making false injury or damage claims consultants in order to obtain insurance payments.

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