Lloyds customers card troubles: Your encounters

nContinue studying the principal story "Begin Quotation I consider obtaining a presence on the higher avenue is really important, it raises the profile of the paper as nicely. It helps make it an important component of the community" 5 employment will be misplaced with the closure of the Bridgend workplace, along with the Merthyr Tydfil and Pontypridd properties that property workers working on the Merthyr Specific, Pontypridd Observer, Rhondda Chief and the Cynon Valley Leader. nThe papers on their own are not closing - they will even now be printed, and no editorial positions will go.nnContinue reading through the principal tale "Begin Quotation I went shopping today for little one milk and little one meals. I have two youthful types at residence my card didn't work"nEnd Estimate Tracy Morgan, Liverpool I perform as a waiter at a well-liked chain cafe and served a few of regrettable clients who had this issue. All that took place was the card devices shown transaction failed notices. Of course, they didn't know what the problem was and neither did we.nnnUpward development Matt Tavender is performing head of Cunningham Hill Junior College in St Albans, which is working with Thoughts the Gap. The team details out the correlation among poverty and poorer tutorial final results.nDepartment for Training figures demonstrate that in 2012, only 37% of young children in England qualified for cost-free college meals received an A*-C grade in English and Maths GCSE, in comparison with sixty three% of all other youngsters.nnThe expansion in guests to on the internet news services has led publishers to commit much more in their digital platforms, though it has been a struggle to attract the same advertising revenues that printed newspapers liked in a lot more affluent moments. nOnline content material Very last week the Daily Put up, which is also owned by Trinity Mirror and dependent in north Wales, introduced it was ending its shipping and delivery of papers to south Wales. nAnd although the fiscal and editorial emphasis is now on-line, publishers are constantly examining their print operations for areas the place financial savings can be created.nnnThe Henley Enterprise College has its very own mock investing rooms He says he "feels the weight" of this legacy and has the words and phrases of a previous vice-chancellor on his business office wall: "Universities are living items - they feel, feel and do." nLegacy The term that Sir David makes use of to explain his tasks is "stewardship". nThe university is heading in the direction of the one centesimal anniversary of its constitution and as the present captain of the ship he desires to make sure it continues safely and securely into the potential. Sir David, a former Ofsted main inspector, suggests the college wants to make strategies to offset the volatility of relying on undergraduate pupil quantities.nnnContinue reading the major tale "Start Quote Obtain to regional information important component of democratic process" The online system used for a discussion about the closures is symptomatic of why newspaper proprietors come to feel they really don't require a actual physical front doorway to provide a contemporary readership. nThe Welsh government explained it was worried at the decision to quit offering the Everyday Post in south Wales It's turn into more and more easy for journalists to use the web to research their tales, and for resources to technique them with info.nnn"Access to neighborhood news crucial element of democratic approach," he wrote. Politicians, so usually reliant on the neighborhood push to protect their constituency pursuits, have been between those to protest at the planned office closures. nPlaid Cymru's Bethan Jenkins AM also shared her criticism of the determination online, tweeting: "Another sad day for Welsh media." nLabour assembly member Huw Lewis, whose Merthyr Tydfil and Rhymney constituency houses one particular of the places of work, tweeted his worry.nn"There's a threat in being purely a chief government. nHe claims he spends as considerably time as he can with the teachers. But you have to make the very best decisions at the time with the info obtainable." n"You sometimes really feel vulnerable, you're carrying monetary hazards. nIn phrases of working the organisation, there is the weekly equal of a cupboard meeting of senior workers. These are huge selections about opening campuses overseas. At the heart, it's about training and analysis," he states.nnIt was an underground site the place men and women from all over the planet were capable to buy medication.nIn the months leading up to Mr Ulbricht's arrest, investigators undertook a painstaking procedure of piecing jointly the suspect's electronic footprint, going back again several years into his heritage of communicating with others on the web.nnnFamously, after he performed Carnegie Corridor, he employed 24 buses and took the 2,800 viewers users out for milk and cookies. He organised wrestling matches amongst himself and girls, impersonated Elvis Presley and, most famously, created a hideous lounge singer change-ego called Tony Clifton, who reeked of foul-smelling cheese and verbally abused nearly everyone in sight.nnnDeclining media But Jayne Isaac thinks there's no substitute for a newspaper's very own shop window, which served her well at the Gazette till she retired in 2006. Stop Quote Jayne Isaac previous newspaper reporter The remaining workers will be transferred to Media Wales headquarters in Cardiff, or will work from house. nTrinity Mirror also hopes local firms will allow its journalists to keep typical "surgeries", a chance to interact with the community when likely tales can no more time come knocking.nEnhanced river services will be in spot, that means boats are envisioned to depart each and every ten to 15 minutes and an added support will operate between Tower, Bankside, Westminster and the London Eye in the course of hurry hour. Overground stations are also envisioned to be active 9. London is residence to a single of the world's most famous rivers, so why not use it? Get to the water Gradual let us trace the matchless vale of Thames, Fair winding up to in which the Muses haunt, wrote 18th century poet James Thompson.nnnMr Tavender is seeking at techniques of aiding the family members who are not however on the internet. She thinks pc capabilities will be crucial for her when she goes to secondary school subsequent yr and, later on, when she will get a job. nOne resolution may be to use the pupil top quality to purchase tools which can be donated to people - and then to pay for broadband connections for them.nnnMr Ulbricht stated to have been operating Silk Road from Hickory Street in San Francisco Nonetheless, the service provider of the VPN was subpoenaed by the FBI. nWhile attempts had been made by DPR to delete data, the VPN server's data showed a user logged in from an net cafe just five hundred yards from an deal with on Hickory Avenue, recognized to be the residence of a near friend of Mr Ulbricht's, and a area that had also been utilised to log in to the Gmail account. As would be envisioned, Dread Pirate Roberts was employing a VPN - digital private network - to create a "false" IP tackle, made to protect his tracks.nnnLost and found On top of that, there is a controversial 30-12 months limit in Germany on promises by the descendants of these robbed of their paintings. nIf the vendor bought them legally but at a knock-down cost, their authorized status would be a issue of considerably dispute. There is, however, a grey area over performs marketed by Jews who ended up fleeing for their lives, if the fugitives offered people operates at prices way underneath their normal marketplace value. And, clearly, thirty several years from 1945 indicates that the most current promises were suitable only till 1975.nnnThese numbers are produced by way of a procedure called "mining", which requires a computer fixing a hard mathematical problem. nBut it may be greater to believe of its units as becoming digital tokens that have value because ample individuals imagine they do and there is a finite amount of them. Continue reading the major story How bitcoins work Bitcoin is frequently referred to as a new variety of forex. nEach of the eleven million Bitcoins at the moment in existence is represented by a special on the internet registration quantity.nnEnd Quote Richard Lawrence, Reading through My companion and I went buying in Tesco, thrilled about having great foodstuff for meal - but sadly when I went to spend my card was declined. I couldn't get any funds from the device both. Marie Greaves, Risca, South Wales I experienced to depart our trolley following to the till and go property to accumulate my credit score card. It was embarrassing as I did not carry any other card or cash with me. The lady at the until experienced to attempt it two times. nSo I then informed the woman I would have to go to the funds device outdoors.nnnYears later, on the Silk Street discussion discussion boards, Dread Pirate Roberts would make a number of references to the Mises Institute and its work. In certain, Mr Ulbricht's account had "favourited" a number of clips from the Ludwig von Mises Institute, a renowned Austrian faculty of economics. With a Gmail deal with to hand, Agent-1 connected this deal with to accounts on the Google+ social network and YouTube video clip website. There he found some of Mr Ulbricht's interests. nAmong them, in accordance to the viewing historical past, was economics.nnWe are so utilised to not carrying money these days, so that when a lender allows you down we are caught. I was at initial ashamed when my card was rejected although on a working day out shopping in Leicester. Then, as an expectant mum, I was then frightened and upset at becoming trapped in a vehicle park with no way to shell out.nnThe attendant experienced no thought either and just assumed I had inadequate funds. Elise Robinson, Bedford, EnglandnContinue looking through the main story "Start Quote I tried to shell out for hundreds of lbs of home furniture and my card was declined"nn"You could see by the search on [Michael's] experience that it had an emotional affect on him," said Ed Cavanagh, supervisor at the Gotham Comedy Club, exactly where the award demonstrate took location. nBut, he added: "I don't know whether any person is perpetrating one thing on [Michael] or not. I'm truly 50-fifty on this a single."nnIt's frequently their very first experience away from residence."nThe funding of universities is increasingly dependent on attracting undergraduates and their tuition charges. n"This is a huge deal. We've received to look after them. There is also a duty for seventeen,000 young lives.nHe suggests he has been conference and greeting new arrivals at the college. And the unpredictability is a difficulty for long-expression preparing. Viewing parents declaring goodbye to their young children has brought residence to him the importance of this instant.nnnThe company commissioned C3 Schooling to question the views of customers of the Countrywide Education Analysis Panel. 'Not a luxury' The launch of the new marketing campaign coincides with the release of study from a faculties technological innovation company - Frog - that underlines the escalating value of accessibility to computers. nMore than three hundred heads of division responded, ninety eight% of whom considered pupils with no a residence computer had been "educationally disadvantaged", and that 63% explained their pupils did not have "ample obtain to computers"."Is this the first step towards getting rid of the title altogether?" she asks.
As the paper's parent company, Trinity Mirror, announced this week that the Gazette's office will be one of three to shut, the paper's former reporter in the area is the latest to voice concern at the proposals.

Grab a taxi A marshalled taxi service will operate at seven rail stations: Waterloo, Liverpool Street, London Bridge, King's Cross, Victoria, Charing Cross, and Marylebone. If you have a travel card the cable car between north and south London will not cost any more 6.



Mind the Gap, a newly launched campaign group, says schools expect children to use the web at home for homework, revision and independent study.
The group is asking for corporate and individual donations to widen home access to the web.

Perhaps tell your boss that you are actually "more productive" at home and cite the London School of Economics to back up what some might consider a rather iffy assertion. But be warned, during past Tube strikes, the Barclays Cycle Hire Scheme has proved very popular.
Commuters are being told casual clothing is also an option when riding to work 3. Don't go to the office You could "work" from home (pot of tea, long bath, annoying the cat with your unexpected presence).

In some cases a selection of your comments will be published, displaying your name as you provide it and location, unless you state otherwise.
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The first 48-hour strike is due to begin at 21:00 GMT on 4 February. You may wish to share your reading material with fellow delayed passengers 14. The second 48-hour strike is due to begin at 21:00 GMT on 11 February. What changes will you make to your commute?
How will the strike affect your journey to work? Move out of London For all of its charms, and although it somehow muddles along, the capital city is in many ways a very testing place to live.
Fancy living in New York, Paris or Tokyo? You can send us your comments using the form below.


Biggest employer But it's easy to overlook how much universities have grown in terms of local economic significance. It's a long way from being an academic cottage industry. On the most practical level, he says, it's like running a small town, with its own housing, doctors, libraries, nursery, shops, bars, sports facilities, hundreds of acres of parkland and campus security.
There is an ambassadorial role of seeing and being seen.
The vice-chancellor in many university towns is now the biggest local employer, apart from the NHS.

Whether or not this transpires remains to be seen, but look for updates on the day. The benefits of working from home have been rigorously debated 4. In the past, parts of some lines have stayed open, due to staff not being members of unions. Catch the Tube Transport for London says it hopes to run some services.


Adolf Hitler is seen inspecting paintings despised by the Nazis, in 1935 But any works simply looted from Jewish homes may be easier for the descendants to recover. The works taken from the walls of German galleries in 1938 because the Nazis felt they were inappropriate were done so within the laws of the time, so lawyers say that it will be very difficult for anyone to argue that they now have entitlement.

It was chilling, upsetting and absolutely intriguing."
Award show producer Al Parinello told the Hollywood Reporter: "I witnessed the entire thing and I can tell you without a doubt this was not a prank." "The entire room was freaked out," wrote comedian Killy Dwyer on her Facebook page.
"I get that it is - could - might all be a hoax... but] it was as real as anything I've ever seen.

Some Tubes have ended up running in the past 5. So, if you have a travelcard (they are not normally accepted on the cable car) and you just fancy checking out the view, it's a good day to go. Fly - sort of The Emirates Air Line - in English, a cable car which connects the Greenwich Peninsular and the Royal Docks - will be open as usual and London Underground tickets will be accepted on its services.

Luckily I was only 20 minutes away from home so someone could come and pay for me! Perhaps a warning text to customers would have prevented me and many others being in that predicament. I was embarrassed at a petrol station. After filling up my car my debit card was declined three times for no apparent reason.

She says she would not be able to do her homework without access to the web. "Social media is so big now that children with no access to it are losing out on a really important skill for the modern world."
Vital skills One of his pupils, 10-year-old Josie is able to use the family computer at home. I use NumberGym for maths, and I Google things all the time for my other subjects."
"I would have to write out everything by hand, and that would take ages.nSo what does he do all day? nDoes it make him a high-run head instructor, dependable for the university's academic prowess? nSitting in his workplace at the commencing of a new educational 12 months, it's a reminder of how numerous large decisions are lying in advance of the UK's college leaders. Sir David Bell is vice-chancellor of the College of Studying. nOr does it make him chief executive of a multi-million pound business, plotting its future enterprise approach?nn"Closing the workplace down does not bode well for the foreseeable future, that's what I believe." nJayne Isaac invested 37 years reporting for the Glamorgan Gazette from its building in Bridgend, and is anxious about the paper's survival.nnBut for some of individuals who read through them, and who publish for them, the physical existence of a newspaper is an crucial image for the group it serves. Keep on studying the primary story "Start Quote People appear in off the road since they've seen the place of work. nThere have been no effortless remedies to the existential crisis that has appear to experience many newspapers above the previous 10 years. And you will get rid of that when you drop the office"nEnd Estimate Jayne Isaac Or possibly the choice isn't that basic when newspapers keep on to endure even with regular prophecies of doom, and on the web news sites look to prosper and fail in equivalent evaluate.nnn"I believe that Ulbricht transformed his username to 'frosty' in get to conceal his affiliation with the concept he experienced posted 1 minute prior to," guide prosecutor Christopher Tarbell wrote in courtroom documents. n"The putting up was available to anybody on the world wide web and implicated him in working a Tor hidden provider." In yet another obvious slip-up, a single of Frosty's messages to begin with discovered itself as getting prepared by Ross Ulbricht - ahead of getting rapidly corrected.nnThis signifies that they do not suspect him of any significant criminal offense. Don't forget, the discovery of the artwork arrived because of an investigation about tax and customs duty.nThe investigator in the push meeting stated that he and the authorities experienced questioned the son and ended up not planning more concerns. nThey did not know where he was, although they did point out that they understood how to contact him.nnI know I have ample funds to pay the tax invoice in my existing account. I even tried to use my wife's card but this was also in vain. Leanne Seaward, DorsetnI am a Halifax buyer. I'm incredibly dissatisfied with Halifax. nDespite trying numerous moments to speak to someone, I have been advised 'we are enduring a "large number of calls". I attempted to spend my tax monthly bill on-line with my debit card to no avail. I am stunned that there has been no announcement on the Halifax web site. Neil Shroff, Nottingham This occurred at 1500 GMT. I am nervous I will not be ready to spend my tax monthly bill in time.nn"Getting capable to hire personnel as and when they need them offers them the flexibility to control fees and ultimately succeed."nOf these surveyed, most said they experienced been capable to do it simply because they can employ people as and when they want them - suggesting the organizations today ended up much more willing to utilize folks for brief-time period employment. nAnd 43% of firms were ready to retain the services of people for limited-expression function since of the availability of a distant workforce on the web, enabling them to employ the service of accountants, lawful suggestions, marketing and product sales employees, as effectively as style and branding solutions with self-assurance.nnnThe lookup started with function from Agent-1, the codename offered to the skilled cited in the court docket paperwork, who undertook an "substantial lookup of the internet" that sifted through pages dating back again to January 2011. The depth of how the FBI has built its scenario was outlined in a court docket grievance doc published on Wednesday. nThe path started with a submit produced on a world wide web forum in which consumers discussed the use of magic mushrooms.nnThis provided an additional url to the Silk Road's location on the so-referred to as "darkish web". n"I arrived throughout this internet site called Silk Road," Altoid wrote. Previously this calendar year Carnegie Mellon University estimated that over $one.22m (�786,000) really worth of trading took place on the Silk Road every month. nRecords attained by Agent-one from Wordpress identified, unsurprisingly, that the site had been set up by an anonymous person who experienced concealed their place. Allow me know what you feel."nThe post contained a link to a site hosted by the common blogging system Wordpress.nnThat is why we introduced the pupil premium - worth �2.5bn a calendar year from this April. Schools are free of charge to use the pupil premium in methods they consider will most assist deprived children. Youthful men and women with no entry to equipment outdoors university are at a actual downside."nA Section for Education spokeswoman said: "It is essential that we do all we can to close the unacceptable hole amongst disadvantaged pupils and their peers. n"It is an integral part of the teaching and learning process," he states. Frog's handling director, Gareth Davies, thinks accessibility to the internet and studying technological innovation is no lengthier a luxurious.Viewers 'freaked out' The woman's arrival on Monday evening had been preceded by a lengthy anecdote, in which Michael explained how, many several years back, he uncovered an essay in which Andy in depth programs to faux his dying. nIt was accompanied by a be aware, saying the comic would reappear on Christmas Eve 1999, in a specific restaurant.nnnThere is an worldwide dimension, as the UK's universities appear to grow overseas, not the very least due to the fact of the need for a reliable supply of further cash flow. They determined not to go ahead with strategies for China. Even soon after learners finish their programs, the effect continues, with an believed 19,000 of the university's graduates continuing to stay and work in the region. nReading already has an outpost in South Africa and is arranging to open a campus in Malaysia.nnAlthough Andy failed to present up, Michael was handed a letter explaining that his brother experienced absent into hiding to dwell a normal existence, and now experienced a wife and daughter. nContinue reading the primary tale "Start Quotation It was chilling, upsetting and totally intriguing"nEnd Estimate Killy Dwyer, audience member In addition to his position on Taxi, Andy Kaufman was an eccentric overall performance artist who typically staged elaborate pranks that entertained, puzzled and at occasions disappointed his supporters.nnHe was not the 1 who looted Jewish houses but merely the vendor to whom the Nazis gave the works to attempt to offer, or who bought some of the functions himself. In fact, he was element Jewish himself. nThat implies that the son Cornelius Gurlitt, who held the 1,406 works to himself in his apartment in a silent and well-heeled component of Munich, may not have been breaking the law. He and his mother simply stored the perform owned by his father when the supplier died.nnGet the minimal down You can get normal vacation updates from the BBC London 94.nine travel team. Curiously, 1 of the stations is named Mudchute.nMore than 50 % a billion journeys have been manufactured on the DLR twelve. So it could be the perfect prospect for you to complete that book, get your best at any time Sweet Crush rating or do some on the web purchasing. Take a excellent ebook, make certain your tablets, telephones and e-audience are billed Let us face it, the chances are you are going to face delays. You can also comply with any disruption on the award-successful BBC London journey Twitter feed or on the BBC London Travel Webpage. nBBC London vacation reporter Billy Reeves: understands all and sees all 13. nAnd, of system, BBC London's Nearby Live service will be pulling significantly of this data with each other.nnnBackgroundnReplaced regional crime squads to create the UK's 1st national crime-battling pressure. nAmalgamated the Nationwide Crime Squad, the Countrywide Criminal Intelligence Support (NCIS) and investigators from Customs and the Residence Office's Immigration Services. Establishes a new National Cyber Crime Unit. Operated along with the Nationwide Prison Intelligence Services (NCIS) which was granted independence from the Residence Business office. Accountable for foremost the national reaction to cut serious and organised criminal offense. nReplaces Soca and requires on a broader remit with more responsibilities.nnnAccording to the newest available figures, WalesOnline - which hosts content printed in the Western Mail, the Glamorgan Gazette and other local papers owned by Media Wales - captivated an average of 1.four million distinctive site visitors each and every month in the initial half of 2013, an improve of seventeen.2% on the exact same interval in 2012. Finish Quote Huw Lewis Assembly member And while newspaper circulation figures have fallen steadily more than current several years, their on-line web sites have observed a great development in readership.nnThe marshals will manage taxi and passenger queues and provide tips and help to taxi passengers. All black cabs have to be tall ample to accommodate a passenger wearing a bowler hat. Stay with a buddy If you function in central London and happen to be welcoming with any oligarchs, why not remain with them the night ahead of to stay away from the journey fully? nDon't worry if you're wearing a bowler hat - all black cabs have to be tall ample to permit you sit down whilst wearing 1 seven.nnBoats will depart each and every 10 to fifteen minutes ten. Use a map Transport for London says walking "may possibly be an option" for shorter journeys. You may well not be conscious how shut your vacation spot in fact is possessing never ever long gone there besides by Tube - evidently thirty% of Londoners take more time routes than they want to simply because distances are misrepresented on the Tube map.nnThe college puts �1.78m into the nearby economic climate every solitary working day There are 4,000 folks directly employed by Looking through College and several more rely on its shelling out power. The college and its personnel and learners are well worth an believed �1.78m each and every one day to the neighborhood financial system.nnnFake IDs The court criticism went into depth about additional qualified prospects that followed. nIn July of this 12 months, by coincidence, a program border verify of a bundle from Canada uncovered solid documents for a number of bogus identities all that contains images of the identical man or woman. At this level in the investigation, these clues, investigators concluded, had been sufficient to propose that Mr Ulbricht and DPR - if not the exact same man or woman - ended up at the extremely minimum in the same area at the identical time.Several started out up since they have been self-confident they could preserve staff charges to a bare minimum. nOf 2,500 Scottish micro-businesses established up this year, 65% only employ one particular man or woman. nStaff fees A new study, for online outsourcing company Freelancer.co.uk, has found a developing number of men and women like Mr Thiboutot who've identified a niche doing work on their possess. "A lot of the work I do is net-dependent - I'll e mail, use Skype, or telephone. Or if I have to, I may possibly fly to conferences in the nation where I'm needed," he provides.nnIn Reading through they've set �400m into new lodging. A US university would have told absolutely everyone it expense twice as considerably and put it all more than the internet site to demonstrate they had been significant gamers. It's a lengthy way from roll-up cigarettes and Oxfam overcoats.nThere has been a surge of new university properties to entice young college students. nSir David says universities have experienced to answer to "shifting styles of affluence and what young individuals expect". n"I do not consider too precious a look at of that."nBut if universities commit too a lot, they can be accused of getting income rich. nWhen earlier this year the college bought a distinctive Samuel Beckett manuscript to include to its archive there was some carping about the value tag of �962,500.nnn"It is 17 pupils at the second," he suggests, "but our cohort is changing, and the craze looks to be upwards. He audited the school's 270 pupils and discovered youngsters from fifteen families experienced no web access at home. Of the young children we have identified, all have other obstacles to understanding."nHe cites cost-free faculty meal eligibility as an case in point of a "barrier".nnUniversities like Looking through ended up frequently established up with cash from local large companies - and now they've grow to be the nearby massive spenders on their own. nReading College is a member of the Confederation of British Business (CBI), as well as belonging to educational groups.nnAnd my work's in demand." nMr Thiboutot, though, admits there is a draw back to doing work on his own. They create large quantities of drama programmes for cable and shell out-for every-check out Television channels. I've turn into a stand-alone enterprise. n"But there's a increasing marketplace in China way too, and I'm obtaining plenty of operate there also. 'Growing market' So for Mr Thiboutot, this is an fascinating time.n"Appropriate now I get plenty of function from North The us," he says.nnnIn a movie of the come across, posted on gossip internet site TMZ, Michael is observed inquiring whether or not his brother is "acquiring shut to revealing himself". Witnesses mentioned the unnamed lady experienced discussed the catalyst for her look was the loss of life of her grandfather, Andy's father, in July. nThe woman handles her encounter and suggests, "I don't know what to say."nnI'm just quite pressured. Tracy Morgan, LiverpoolnI was making an attempt to purchase some headphones when my card was turned down. I did inquire how lengthy they thought it would take and they couldn't give any data. I started to fret it that I'd had all my cash taken from my account but it was many thanks to Twitter that I saw other men and women with the very same problem. nAnthony, CambridgenElise Robinson from Bedford experienced to get a person else to spend for her petrol I attempted utilizing my debit card in the grocery store nowadays and the transaction was declined twice. I then checked at ATMs and was rejected by all of them. I believed it was since I was in the process of switching banking institutions as I have just opened a new account with Nationwide, but after observing this news report I now know it is a fault with Lloyds Banking Team.nn"I can't imagine there's a vice-chancellor in the land who is not thinking about it."nBuilding increase It raises questions about how mainstream, provincial universities, with a tradition of carrying out a little bit of every little thing, can make them selves distinct. nReading University acquired the manuscript of Samuel Beckett's novel Murphy The emergence of online university courses - so-named Moocs - tends to make the powerhouses of US universities only a mouse click on away. Not just when compared with other Uk universities but also worldwide rivals.nn"This study demonstrates that it is less difficult for companies to set up with out stressing about obtaining expensive employees expenses that can drain sources and in the long run direct to a rapid individual bankruptcy," states Invoice Little, European Director of Freelancer.co.united kingdom. n"However they are nonetheless placing money into the labour market, employing at the very least one particular member of employees and choosing others for brief-term perform, frequently above the net." nNew opportunities The British isles government's Office of Company, Expertise and Innovation just lately identified companies which only utilize a single individual experienced doubled in number among 2000 and 2012.nnnIf we are a lot more minded (probably unwisely) to borrow to buy once again, people organizations with a heritage in residence searching, far more self-confident about generating fast credit rating assessments (like Next, not like M&S) would are likely to be beneficiaries, at minimum in the shorter phrase. nOne intriguing concern is the extent to which Subsequent rewards from its skills - constructed up from its sturdy position in online and property buying - in promoting on credit rating. But it nevertheless will come as a shock that Next's market value these days is thirty% higher than Marks's and that it is on course to make even bigger earnings than its lumbering and venerable rival."He just tends to make us meals and will take care of the residence."nIt has because been claimed, however, that the mystery woman is in truth a New York actress whose father is a physician. nAccording to site The Cigarette smoking Gun, Alexandra Tatarsky was recruited by Michael Kaufman previously this year to enjoy his alleged niece.nnStorm damage But in the couple of weeks just before Christmas, we did not go bonkers on apparel, in spite of huge reductions getting supplied. nSo for those functioning for the 1st time in ages, there's a little bit a lot more income accessible. And in basic households are conserving much less and paying a lot more, even although their disposable incomes are even now squeezed (and see my site from earlier right now). nAs for the economics powering all this, there are a whole lot more individuals in work, and customers seem to believe the Financial institution of England that desire costs are keeping reduced. nAnd the storms apparently stopped numerous of us heading into the merchants on Boxing working day.nnIf you think a portray stolen from your ancestors may be in the trove, it will not be simple to discover out. The investigators have made a decision not to place the performs on-line. More than 1,000 works of art as soon as believed lost are now found. It would be for you to speak to them with your question. And also some functions of artwork which no person even knew existed now do exist. nSome factors, even though, are obvious. nBut this tranche of recently discovered paintings is only a fraction of people looted by the Nazis and afterwards scattered amid a variety of collections or misplaced.nnIt's a big nuisance and leads to delays for other consumers. I was attempting to purchase meals as I have had absolutely nothing to try to eat all day. Sam, BournemouthnI am quite let down and angry at TSB. I arrived house and phoned them up and spent an hour waiting around on the cellphone to get a 30-2nd reaction declaring that their technique was down. It has a knock-on effect and financial institutions require to be considerably more dependable if folks are likely to rely on their debit and credit score cards to shell out for services. I then tried a income device and that didn't perform. I walked all the way to my stores to get food and my card was declined at the until.nnI have two younger types at residence and my card didn't perform. I went searching right now for baby milk and little one meals. When I rang TSB I obtained place on keep for 30 minutes only to be instructed there is practically nothing they can do and they are doing work on it. Jack Gordon, EdinburghnI'm disgusted. They need to have put out a message at the beginning of the call saying there was troubles relatively than have me wait around and shell out for an hour on the cellphone for nothing. I described I have a young child and couldn't get his food.nnnBill Little explains: "Several of these company house owners are component-time workers on their own, setting up their company with the stability of getting a steady earnings, and then only going it by yourself when they are confident the organization will be effective. Carry on reading through the major tale "Start Estimate Several of these organization homeowners are part-time employees themselves, setting up their enterprise with the stability of getting a constant income"nEnd Quotation Monthly bill Little Freelancer.co.uk Some of these new corporations ended up set up by individuals leaving a full-time occupation due to the fact their businesses were shedding workers. But others had been picking to make this transfer, since of new chances.nnnHe told officers that the people he lived with knew him just as Josh - 1 housemate explained him as getting "often home in his place on the computer". Homeland protection frequented the deal with, and found the man in the photographs - Mr Ulbricht. They run like privately operate financial institution accounts - with the proviso that if the knowledge is misplaced, so are the Bitcoins contained. These addresses are in switch stored in Bitcoin wallets, which are utilised to deal with financial savings. nIt was headed to San Francisco's fifteenth Road.nnBut people have often come in, there's constantly been a regular procession of folks with grievances, and with tales. n"The Gazette is frequently their very last port of contact - they've experimented with the council, they've experimented with their MP, they've been to Citizens Suggestions, and then they occur to us. It tends to make it an important element of the community." "I started out there in 1969, it was a distinct workplace to the one they've received now. n"I think obtaining a presence on the high avenue is extremely important, it raises the profile of the paper as properly.nnnAnd there are older performs looted by the Nazis when they occupied international locations, especially France. Gray region The collection by itself divides into two groups. This element consists of works by Renoir, for example, and other French masters. There are those paintings explained by the Nazis as "degenerate" since they were painted by Jews or because they experienced content material the Nazis didn't like - too decadent and "modern".nnOr they'll phone me after a generation has got under way, to adjust a screenplay. n"It may possibly be when they need to have to shave the budget, or get rid of a character. n"I'm a script doctor," he describes. n"Movie creation businesses frequently retain the services of me at the commencing of a venture to adapt a book for the display screen. When he lived in Montreal, he headed up the writers' office of a huge generation business.nHere, he's self-used and he generally operates from house - but he's quite occupied. Appropriate now I'm doing work on a Canadian attribute film - a $25m manufacturing."
The discovery of an art collection to excite any gallery curator has also opened a host of legal controversies. It is a treasure trove of artistic delight - but also now a Pandora's box of legal questions.
Art connoisseurs relish the thought of a Chagall which was previously unknown, or of masterworks by Picasso, Renoir, Matisse, Canaletto, Max Beckmann, Albrecht Duerer and others once thought destroyed.


Meanwhile profitability has been marred by the rampant discounting - including its own - that took place in the fortnight before Christmas. Well it is pretty clear Marks & Spencer has performed much worse than investors were hoping and expecting. nThe recent fall in its share price implies underlying or like-for-like sales of clothes and general merchandise in recent weeks have dropped at least 1.5%, compared with analysts' forecasts of just a modest drop. M&S disappoints What of Christmas present?

And make sure your pay-as-you-go Oyster card is topped up as a number of routes do not take cash. Some 100 extra bus services will be provided on key routes.
However, we can all agree the maxim does not apply on Tube strike day. Transport for London is urging people to ride a bike and is calling on employers to allow staff to wear casual clothes to work. Catch the bus Anybody seen in a bus over the age of 30 has been a failure in life, said somebody, although exactly who remains a matter of dispute. Ride a bike Contrary to what some believe, the chances of anything awful happening to you on two wheels are relatively small, even in London.
This is what queuing for the bus because of a Tube strike was like in 1996 2.

He's the Asia, Middle East and Africa chief executive of Intercontinental Hotels Group (IHG), the world's largest hotel chain. nOn a trip to India to see how young graduates are trained within the company he has just realised that the time taken to prepare the hotel rooms for bedtime - the so-called turndown service - is not standardised. nBut Mr Smits is no ordinary guest. nAt the Crowne Plaza New Delhi Rohini the process of turning down the duvet cover and closing the curtains took five minutes, but it should only take two minutes. nContinue reading the main story
A five-part series on TV and online Jan Smits is standing in his hotel room staring at his watch and he's not very happy.

London Overground Transport for London says Overground services will continue as normal. However, stations where there is an interchange with London Underground may be affected. The journey around London is likely to be fraught with pitfalls 8. The Overground travels through 21 of London's 33 boroughs, and 30% of all Londoners are within a 15-minute walk of a station.

Is it meant to be clad in ivy or silicon?
Postgraduates are now 45% of the students on Reading's campus. The uncertainty over undergraduate numbers has given universities an incentive to find other sources of income, such as shifting towards graduate courses and executive training.
On a warm autumn afternoon, the Reading campus looks like something from an American college movie, with youngsters practising American football on leafy sports fields.
The Henley Business School, a slice of the City on the Reading campus, has its own mock trading rooms.
But how should a modern university present itself?

nContinue reading the main story Europe in 1914
Bethany Bell paints a portrait of Vienna 1914 in Dancing on the edge Liverpool Street Station - a less inviting place in 1914 Let's ease the train backwards� While everyone is still chortling together in a newfound spirit of camaraderie, let's glide the carriage back through the tunnel, back 100 years or so.

There was a large queue and I could feel the annoyance of the staff and the waiting customers. I knew I had the money in the account. I spent 15 or 20 minutes on hold in front member of staff trying to find out more.
I then went to a cash point which again refused to give me any cash. I tried to pay for hundreds of pounds of furniture and my card was declined. In the end my wife paid with her card. Donna Newell, Bristol
It was very embarrassing and annoying. I had a very embarrassing moment at a supermarket today when my card was rejected and I had to use the small amount of cash in purse to purchase select items only.


Class A drugs, organised immigration crime, fraud, hi-tech crime, counterfeiting, firearms, serious robbery, child exploitation and online protection (CEOP).
Key crime targets
Drug trafficking, arms dealing, currency forgery, illegal immigration.
Organised crime, economic crime, border policing, child exploitation and online protection (CEOP), cyber crime.

Where will the works now go? Who owns the work now? What crime may have been committed (apart from the obvious and monstrous one of the original theft of the paintings from their original rightful owners)? But the descendants of those robbed by the Nazis - and their lawyers - may question ownership.
Questions abound.
Law at the time This painting has been attributed to Henri Matisse The matter is complicated because Hildebrand Gurlitt, the German art dealer who acquired the paintings in the 1930s and 1940s, may well have come by them within the law at the time.

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